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Insurance For P Platers With Modified Cars

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Yo everyone, not sure if this has been asked or created before, but im just wondering the cost of insurance for p platers with a modified car (in my case an s13). Im getting my p's hopefully in February, and apparently insurance is going to cost an arm and a leg even for just basic mods, so whats the cheapest option out there?

 

cheers :thumb:

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if you want full comp it's going to cost an arm and a leg. but being your first car, third party should be good enough. plus a s13 isn't worth a great deal so not worth getting full comp.

 

you can go online to justcar insurance and get an online quote. i reckon between $450 and $600 with an excess of about $800 would be fair to say, for third party fire and theft.

Edited by Barbie princess

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or to start off with, ask ur parents to see what company they are with. if they have their house, cars etc all under one insurance, you can join in and get a better deal! i had my s14 on my p's and full comp i had to pay 1200 per year. (with suncorp)

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i got fire and theft from Just car- had a look around out of 10 insurers only two would insure P plater import- Just car and RACV.

 

Fire and theft is $500/y for me with $1300 excess. Otherwise RACV was like $800/y and $800 excess

 

its a hassle but goodluck!

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im on my greens and ive got my s14 in my parents name and i pay about 700 a year full comprehensive with nrma

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i got fire and theft from Just car- had a look around out of 10 insurers only two would insure P plater import- Just car and RACV.

 

Fire and theft is $500/y for me with $1300 excess. Otherwise RACV was like $800/y and $800 excess

 

My first car was an ST162 celica. aus delivered FWD, 2 litre and bone stock. was about $450/year for 3rd party/fire/theft with justcar. This was a while ago now and i'm now old enough for insurance companies to not hate me!!

 

The moral of the story is dont buy a 'sports' car when youre a P plater and insuring it yourself. 500/year for a sil is a decent deal

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insuring my 32 4 door (with suspension and wheels listed in policy) in my name with just car for 3rd party fire and theft cost me about 650/year

 

don't wanna think about the excess :lol:

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probly just car. im off my fulls with a 180sx type x $1200 full comp. id probly recomend 3rd party for an s13 though because its not going to be worth a great deal.

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father got my s13 insured full comp and its $175 a month thinking i should change it to only fire and theft? its killing me cause im only on Ps cant afford that sort of deal aswell as other stuff..

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I had this problem with my delica because it is an import. I went with RACV under my parents name, full-comp I pay $500 compared to $1200 I was quoted by Just Car. Only thing is I dont get a rating with it (but do with my s12) and would have to pay a high excess if I was in the an accident.

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best insurance out for a P plater who wants to drive a modified car...

 

don't drive a modified car... you'll get your ass bleached with the premium, not to mention the excess you'll be paying because your sure as hell going to want to put yourself with a higher excess when you are looking to get a cheaper premium...

 

just hold on to your coin get a wicked car when you get off the P's... either that or just roll around in a pulsar or something in the mean time....

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ahhhh i cant wait that long :rant: , haha but yeah that does seem the right way to go, thanks everyone!

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just hold on to your coin get a wicked car when you get off the P's... either that or just roll around in a pulsar or something in the mean time....

shits still expensive till you hit 25

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just hold on to your coin get a wicked car when you get off the P's... either that or just roll around in a pulsar or something in the mean time....

shits still expensive till you hit 25

 

Its actually 30 now.

Insurance doesnt drop all that much at 25 these days :cry:

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should of lost my license along time ago

not driving saves so much cash, just takes forever to get anywhere

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best insurance out for a P plater who wants to drive a modified car...

 

don't drive a modified car... you'll get your ass bleached with the premium, not to mention the excess you'll be paying because your sure as hell going to want to put yourself with a higher excess when you are looking to get a cheaper premium...

 

just hold on to your coin get a wicked car when you get off the P's... either that or just roll around in a pulsar or something in the mean time....

 

listen to this guy thank us later

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